Before you sign with any brokerage, you need to understand the real cost of doing business. Here's how traditional franchise fee structures like Century 21's typically work — and how a flat-fee model changes the math.
Century 21 is a franchise brand — nearly every Century 21 office is independently owned and operated by a local broker who licenses the Century 21 name. That matters because it means fee structures are not standardized nationwide. Two Century 21 offices in the same metro area can charge different commission splits, different monthly fees, and different transaction costs, because each brokerage sets its own terms.
In general, traditional franchise brokerages like Century 21 tend to build revenue around a commission-split model: the agent and the brokerage divide each closed transaction's commission according to an agreed percentage, and that split often improves (or 'caps' at 100%) once the agent hits a production threshold for the year. On top of the split, many franchise offices layer in additional costs — a monthly desk or technology fee, a franchise or royalty fee tied to the brand, E&O insurance charges, and per-transaction fees for compliance or file review.
Because these numbers vary office by office and change over time, the only accurate way to know what a specific Century 21 office charges is to ask that office directly for its current split, cap, and fee schedule in writing before you sign anything.
Ask for the exact starting split and whether it changes with production, and get the cap threshold (if any) in writing.
Some offices charge flat monthly fees regardless of production; others bill per transaction. Ask for both numbers.
Errors & Omissions coverage is a real cost. Confirm whether it's bundled into your fees or billed separately.
Compliance review, file storage, and admin fees can add up per closing. Ask for a full itemized list, not just the headline split.
RaiderX takes a different approach. Instead of splitting your commission with the brokerage, you keep 100% of what you earn and pay a flat monthly sponsorship fee plus a small flat per-transaction fee. There's no sliding scale, no annual cap to chase, and no guessing what percentage the brokerage keeps on your next closing — your commission is yours.
Pricing depends on how you work. Individual agents pay $99/month. Agents on a team pay $119/month per agent, with the team leader choosing how the team's internal split works. Agents operating under their own LLC pay $199/month plus $20/month per agent. Property management companies pay $499/month plus $20/month per agent, which includes PortfolioX for managing rental portfolios.
E&O insurance is included with Individual and Team plan sponsorships, since Teams operate as DBAs under the RaiderX LLC and our policy extends to them. LLC and PMC partners are separate legal entities and carry their own E&O policy — that's standard for any brokerage structure where the agent's entity holds its own liability coverage.
Every plan includes a modern CRM and lead management tools, AI-powered productivity features, transaction and compliance management, and dedicated broker support. EZDocs, currently in beta, lets you fill out every current TREC form and a growing library of TXR forms right from a guided form in-app, send them for e-signature, and have the signed copy filed into the deal automatically — with no per-signature fee.
Note that RaiderX's E&O policy excludes property management activity. Any agent doing property management work needs to be sponsored under the PMC plan, with the broker's express approval, so the PMC's own E&O policy covers that activity.
Moving your license doesn't have to mean a gap in production. Agents apply for free at /apply, complete a short questionnaire and an intro call with an Account Executive or the broker (agents added under an existing team, LLC, or PMC skip this step), and typically hear back on broker approval within 3-5 business days.
Once approved, you e-sign the onboarding documents — the Independent Contractor Agreement and a W-9, plus the Business Entity Sponsorship Agreement if you're bringing an LLC or PMC — pay your first month of dues, and RaiderX handles the TREC license transfer for you. Most agents are fully onboarded within about a week.
No. Century 21 offices are independently owned and operated franchises, so commission splits, monthly fees, and transaction costs vary by location. The only way to get accurate numbers is to ask the specific office directly for a written fee schedule.
With RaiderX, you keep 100% of your commission and pay a flat monthly fee instead of giving up a percentage of each deal. Individual agents pay $99/month, team agents pay $119/month per agent, LLCs pay $199/month plus $20/month per agent, and property management companies pay $499/month plus $20/month per agent — plus a small flat per-transaction fee.
Yes, for Individual and Team plan sponsorships, since Teams operate as DBAs under the RaiderX LLC. LLC and PMC partners are separate legal entities and maintain their own E&O policy, which is typical for any entity-based sponsorship structure.
No. RaiderX's E&O policy excludes property management activity. Any agent doing property management work must be sponsored under the PMC plan with express broker approval, since the PMC carries its own E&O coverage for that work.
After applying for free at /apply, broker approval typically takes 3-5 business days. Once you e-sign your onboarding documents and pay your first month's dues, RaiderX handles the TREC license transfer, and most agents are fully onboarded within about a week.
With RaiderX, no. Your monthly fee stays flat regardless of how much you close — there's no cap to chase or split that changes with production, unlike many traditional commission-split models.
Join Texas agents who've made the switch to RaiderX. Apply today and keep every dollar you earn.