"Lowest commission" means something different at every brokerage — a better split, a lower cap, or no split at all. This guide breaks down flat-fee sponsorship versus traditional splits so you can see which structure actually keeps more money in your pocket.
When agents search for a "lowest commission brokerage," they're usually trying to solve one problem: too much of every closed deal is going to the brokerage instead of staying with the person who did the work. Most traditional brokerages operate on a split model — you might start at 70/30 or 80/20, work toward an annual cap, and still pay desk fees, transaction fees, or franchise fees along the way, regardless of what the advertised split looks like.
A brokerage advertising a "better" split — 90/10 instead of 70/30 — is still taking a percentage that grows with every dollar you close. The more production you have, the bigger that dollar amount gets, even at a favorable ratio. That's a different structure from flat-fee sponsorship, where you pay a fixed monthly amount to maintain your TREC sponsorship and keep the rest, no matter how many transactions close that month.
RaiderX uses the flat-fee model. Individual partners pay $99/month and keep 100% of their commission on every closing — no split to RaiderX, no desk fees, no per-transaction fees, and no franchise fees. Applying at /apply is free, and you can compare plan structures side by side at /compare or /pricing before you apply.
The math is straightforward once you separate the two models. A split brokerage takes a percentage off the top of every deal, so its share scales with your production — the busier you are, the more it collects. A flat fee stays the same dollar amount every month whether you close one deal or several, which means the more you produce, the smaller that fee becomes as a percentage of your commission.
RaiderX offers four flat-fee tiers depending on how you're structured. Individual partners — agents sponsored directly by RaiderX with no team, LLC, or PMC in between — are the only sponsorship type that keeps 100% of commission. Team, LLC, and PMC partners still pay a flat monthly rate instead of a brokerage-level split, but the leader or entity owner sets each agent's internal split: flat, or tiered with a cap, transaction fees, per-deal limits, and milestone bonuses. For antitrust reasons, no agent sponsored under a team, LLC, or PMC is set at 100% — the leader or owner keeps at least 1%.
None of RaiderX's tiers include desk fees, per-transaction fees, or franchise fees, and RaiderX itself never takes a share of commission at any level — the monthly fee is the only brokerage-level cost.
Track buyers, sellers, and leads in one system instead of juggling spreadsheets and a separate contact manager.
Fill current TREC and TXR forms — from the TREC 20-19 One to Four Family Residential Contract (Resale) to the TXR 1501 Buyer/Tenant Representation Agreement — in-app from a guided form, send for e-signature, and have the signed copy filed into the deal automatically. Every current TREC form and a growing TXR library are instant-fill, with no per-signature fee.
Keep required forms, disclosures, and deadlines organized and reviewable in one place throughout the transaction.
Reach a broker for compliance questions and transaction review without routing through layers of office staff.
Automate repetitive parts of your workflow so more of your time goes to clients and closings.
Move your license with e-signature documents instead of mailing paperwork or waiting on manual processing.
Individual sponsorship is the plan that gets you to 100% commission: no team, LLC, or PMC in between, just you and the RaiderX broker, for $99/month. It's also the plan with E&O insurance included, since Individual partners operate directly under RaiderX's brokerage policy.
Team sponsorship costs $119/month per agent, with teams operating as DBAs under the RaiderX LLC — which is why E&O coverage extends to them as well. The team leader sets each agent's split, which can be a flat percentage or a tiered structure with a cap, transaction fees, and bonuses; no team agent is set at 100%, since the leader keeps at least 1% for antitrust reasons.
LLC sponsorship ($199/month plus $20/month per agent) and PMC sponsorship ($499/month plus $20/month per agent, with PortfolioX included) are separate legal entities, so they carry their own E&O policy rather than RaiderX's. Notably, an LLC or PMC can be owned and sponsored even if the owner holds no Texas real estate license: the owner forms and runs the entity — ownership, distributions, hiring, finance, operations, and company marketing that routes inquiries to licensed agents — while RaiderX's broker serves as designated broker and the entity's licensed agents handle every piece of brokerage work. An unlicensed owner never performs or advertises licensed activity and never presents as an agent, broker, REALTOR®, or the brokerage's "Owner." Any property management work specifically requires PMC sponsorship, since RaiderX's standard E&O policy excludes property management activity.
Moving your sponsorship starts with a free application at /apply. Self-applicants complete a short questionnaire and an intro call with an Account Executive or the broker, then typically receive broker approval within 3-5 business days. Agents added by a team, LLC, or PMC leader skip the application review and intro call entirely.
Once approved, you sign onboarding documents by e-signature — the Independent Contractor Agreement and a W-9, with LLC and PMC owners also signing the Business Entity Sponsorship Agreement — and pay your first month's dues. TREC sponsorship activates under the RaiderX broker and the license transfer is handled for you, with most agents fully onboarded within about a week.
If you're still weighing structures, /compare lays out the plan differences side by side, and /pricing has the current monthly rates for every tier. Questions about which plan fits your situation can go straight to /contact or hello@raiderx.net.
For Individual partners — agents sponsored directly by RaiderX with no team, LLC, or PMC in between — yes, you keep 100% of your commission for a flat $99/month fee. Agents sponsored under a team, LLC, or PMC have a split set by their leader or owner, who keeps at least 1% for antitrust reasons.
A commission split, however favorable the advertised ratio, takes a percentage of every closing — so the brokerage's take grows in dollar terms as your production grows. A flat fee stays the same dollar amount every month regardless of how much you close. Whether flat-fee is cheaper for you depends on your transaction volume; the more you close, the more a flat fee tends to save versus any percentage-based split.
No. RaiderX does not charge desk fees, per-transaction fees, or franchise fees, and does not take any share of commission at any sponsorship tier. The only costs are the published monthly fees for your plan.
E&O insurance is included for Individual and Team partners, since Teams operate as DBAs under the RaiderX LLC and RaiderX's policy extends to them. LLC and PMC partners are separate legal entities and are responsible for carrying their own E&O policy; any property management activity specifically requires PMC sponsorship with its own E&O coverage.
Applying is free at /apply. Self-applicants complete a short questionnaire and intro call, then typically receive broker approval within 3-5 business days. After e-signing onboarding documents and paying your first month's dues, most agents are fully onboarded within about a week. Agents added by a team, LLC, or PMC leader skip the application review and intro call.
Yes. An unlicensed owner can form and own an LLC or PMC sponsored by RaiderX, with RaiderX's broker serving as designated broker and licensed agents performing all brokerage work. The owner handles business operations and distributions but cannot perform or advertise licensed activity or present as an agent, broker, REALTOR®, or the brokerage's "Owner."
Join Texas agents who've made the switch to RaiderX. Apply today and keep every dollar you earn.