If you're a licensed San Antonio agent tired of giving up a cut of every closing, here's how flat-fee, 100% commission sponsorship actually works — and what to check before you sign anything.
Traditional brokerages pay agents on a split — the broker keeps a percentage of every commission, sometimes with a cap, sometimes not. A 100% commission broker flips that model: instead of a split, you pay a flat monthly fee and keep what you earn on every deal. For agents closing regularly, that math usually favors a flat fee over a percentage split, especially as volume grows.
RaiderX is a Texas broker-sponsorship platform built around this model. Individual partners pay $99/month and keep 100% of their commission — no commission splits to RaiderX, no desk fees, no transaction fees, and no franchise fees. Applying is free, and the flat fee is the same whether you're closing deals in San Antonio, Austin, or anywhere else in Texas, since RaiderX sponsors licensed agents statewide under TREC regulation.
Sponsored directly by RaiderX. Keep 100% of every commission.
The team leader sets each agent's split; RaiderX never takes a cut.
Entity sponsorship for brokerages built under your own brand; sponsoring licensed agents under the entity is at the broker's discretion.
Includes PortfolioX. Sponsorship is selective — the broker is especially picky here, particularly with unlicensed owners and newly licensed agents.
Flat fees are easy to compare on paper, but the details matter more. Before you move your license, ask about E&O insurance, compliance support, technology, and how fast you can actually start closing under the new sponsorship.
On E&O: RaiderX includes Errors & Omissions insurance for Individual and Team plan sponsorships, since teams operate as DBAs under the RaiderX LLC and the firm's policy extends to them. LLC and PMC partners are separate legal entities and carry their own E&O policy — and any property management activity specifically requires PMC sponsorship with express broker approval, since RaiderX's standard policy excludes PM work.
On technology and support: RaiderX provides a modern CRM with a personal lead intake address so tools like Zapier can route leads in automatically, EZDocs for filling current TREC and TXR forms with e-signature built in, dedicated broker support, and RaiderX Pro — currently in open beta and free for sponsored partners — where ConsoleX acts as an AI transaction coordinator, preparing forms and tracking deals for your review and approval before anything goes out.
Switching brokers sounds more complicated than it is. With RaiderX, you apply free at /apply, then complete a short questionnaire and intro call with an Account Executive or the broker — agents added directly by a team, LLC, or PMC leader skip this review step entirely.
Once approved (typically within 3-5 business days), you sign your onboarding documents by e-signature — an Independent Contractor Agreement and W-9, plus a Business Entity Sponsorship Agreement if you're sponsoring an LLC or PMC — and pay your first month's dues. From there, the broker submits your sponsorship request to TREC, you accept it in your own TREC account, and your license shows active under RaiderX. Most agents are fully onboarded in about a week.
Yes. RaiderX sponsors licensed Texas real estate agents statewide, regulated by TREC, so San Antonio agents are fully eligible on any plan — there's no local office requirement and no city-based pricing difference. Your local real estate board or MLS dues are separate from brokerage sponsorship and billed independently; see the board dues overview on /resources/texas-realtor-boards/dues if you're budgeting out your full monthly cost as a San Antonio agent.
If you're still weighing a flat-fee model against a traditional split brokerage, it helps to run the numbers side by side using your actual average commission and expected deal volume. /compare and /pricing lay out the full fee structure so you can see exactly where the math crosses over in your favor.
With RaiderX's Individual plan, you pay a flat $99/month and keep 100% of every commission — there are no commission splits to RaiderX, no desk fees, no transaction fees, and no franchise fees. Applying is free. Local MLS and real estate board dues are separate and billed by those organizations, not RaiderX.
No. Only Individual partners, sponsored directly by RaiderX with no organization in between, keep the full 100%. Agents sponsored under a team, LLC, or PMC have a split set by their team leader or entity owner, who retains at least 1% for antitrust reasons.
E&O insurance is included for Individual and Team plan sponsorships, since teams operate as DBAs under the RaiderX LLC. LLC and PMC partners are separate legal entities and are required to carry their own E&O policy; property management activity specifically requires PMC sponsorship with express broker approval.
Broker approval typically takes 3-5 business days after you apply, and most agents are fully onboarded — license active under the new broker — in about a week from start to finish.
RaiderX Pro, including the ConsoleX AI transaction assistant, is currently in open beta and free for every sponsored partner. It will later become a paid add-on, though no price has been set yet. A human transaction coordinator option, TCAssist, remains available for $500 per deal for anyone who prefers that over the AI assistant.
Yes, within limits. An LLC or PMC can be sponsored even if its owner holds no Texas real estate license — RaiderX's broker serves as the designated broker and licensed agents perform all brokerage work. The owner can run the business side (hiring, finance, marketing, recruiting) but can never perform or advertise licensed activity, and can never present as an agent, broker, REALTOR®, or the 'Owner' of the brokerage.
Join Texas agents who've made the switch to RaiderX. Apply today and keep every dollar you earn.