Texas Broker Sponsorship Guide

Online Real Estate Brokerage in Texas: What Agents Need to Know

Cloud-based sponsorship is changing how Texas agents get licensed, get paid, and get support — without the overhead of a traditional office. Here's how the model works and what to look for.

What Is an Online Real Estate Brokerage?

An online real estate brokerage sponsors your Texas real estate license the same way a traditional brick-and-mortar office does — TREC still requires every active agent to work under a sponsoring broker — but the relationship happens through cloud software instead of a physical desk. You get your CRM, transaction management, e-signature tools, and broker communication online, and you typically work from wherever your clients are instead of a shared office.

RaiderX is a Texas-based example of this model: agents keep 100% of their commission for a flat monthly fee instead of giving up a percentage split on every deal. There are no desk fees, no franchise fees, and no per-transaction fees layered on top. Applying is free, and the process is designed to move quickly so you're not sitting on an inactive license while you wait.

How Online Brokerage Pricing Works

Pricing structures vary by how you're set up. RaiderX's plans are: Individual at $99/month, Team at $119/month per agent (the team leader sets the internal split), LLC at $199/month plus $20/month per agent, and Property Management Company at $499/month plus $20/month per agent, which includes PortfolioX. None of these plans include a commission split back to RaiderX, a desk fee, a transaction fee, or a franchise fee — the monthly amount is the cost.

The right structure depends on whether you're operating solo, building a team, or running a licensed business entity. You can compare the plans side by side on /compare or see full details on /pricing before you apply.

$99/mo
Individual plan
$119/mo
Per agent, Team plan
$199/mo + $20/agent
LLC plan
$499/mo + $20/agent
PMC plan (PortfolioX included)

What's Included With Cloud-Based Sponsorship

Keep Your Commission

Pay a flat monthly fee instead of a percentage split — Individual partners keep 100% of what they earn.

EZDocs for Paperwork

Fill current TREC forms and a growing library of TXR forms in-app from a guided form, send them for e-signature, and have the signed copy file into the deal automatically — no per-signature fee.

AI-Powered Productivity Tools

Built-in tools designed to help you move faster through day-to-day agent work, alongside your CRM and lead management.

Fast, Paperwork-Light Onboarding

Sign your documents electronically and get your TREC sponsorship activated without a stack of paper forms.

Choosing the Right Sponsorship Structure

Not every agent needs the same setup. If you're operating on your own, the Individual plan sponsors just your license and you keep 100% of your commission. If you're building or joining a team, the Team plan sponsors every agent under the leader's DBA, and the leader sets each agent's split — for antitrust reasons, agents sponsored under a team aren't at 100%, since the leader retains at least 1%.

LLC and PMC sponsorship are for agents (or business owners) running a licensed entity. Notably, an LLC or PMC can be sponsored even if its owner holds no Texas real estate license: the owner forms and owns the entity, RaiderX's broker acts as its designated broker, and the entity's licensed agents perform every piece of brokerage work. The owner can run the business side — finance, hiring, operations, company marketing, and recruiting — but can never perform or advertise licensed activity, present as an agent, broker, or REALTOR®, or present as the 'Owner.' Any agents sponsored under an LLC or PMC also have a split set by the entity owner, with the owner keeping at least 1%.

One more distinction worth knowing: RaiderX's E&O insurance is included for Individual and Team sponsorships, since Teams operate as DBAs under the RaiderX LLC. LLC and PMC partners are separate legal entities and are required to carry their own E&O policy. And if any property management work is involved, it has to happen under PMC sponsorship specifically — RaiderX's standard E&O policy excludes property management, and the PMC's own policy covers that activity instead.

How to Move Your License to an Online Brokerage

Switching sponsoring brokers in Texas is a documented, TREC-regulated process, but it doesn't have to be slow. With RaiderX, you start by applying at /apply — there's no cost to apply. Self-applicants complete a short questionnaire and an intro call with an Account Executive or the broker; agents added directly by a team, LLC, or PMC leader skip that review and call.

From there, broker approval typically takes 3–5 business days. Once approved, you sign your onboarding documents electronically — the Independent Contractor Agreement and a W-9 for every sponsored agent, plus the Business Entity Sponsorship Agreement for LLC or PMC owners — and pay your first month of dues. RaiderX handles moving your TREC sponsorship to its broker, and most agents are fully onboarded in about a week.

Is an Online Brokerage the Right Fit?

An online brokerage tends to make the most sense if you already generate your own business and don't need a physical office, walk-in floor time, or in-person mentorship to close deals. If commission splits at your current firm are eating into deals you're already finding on your own, a flat monthly fee can change the math significantly over a busy year — though results always depend on your own production, and no brokerage can guarantee income or transaction volume.

Whatever brokerage you choose, remember that TREC regulation and local REALTOR® board membership are two separate things. Broker sponsorship covers your license; joining a local board is a separate decision with its own dues. You can read more about how that works on /resources/texas-realtor-boards and /resources/texas-realtor-boards/how-board-membership-works, and browse standard transaction forms on /resources/forms.

Common Questions

What exactly is an online real estate brokerage in Texas?

It's a TREC-licensed brokerage that sponsors your real estate license and gives you your CRM, transaction management, compliance tools, and broker support through cloud software rather than a physical office. You're still required to have an active sponsoring broker to practice — the difference is how that relationship is delivered.

How much does it cost to join RaiderX?

Individual sponsorship is $99/month. Team sponsorship is $119/month per agent, with the leader setting the internal split. LLC sponsorship is $199/month plus $20/month per agent. PMC sponsorship, which includes PortfolioX, is $499/month plus $20/month per agent. There are no commission splits back to RaiderX, no desk fees, no transaction fees, and no franchise fees, and applying is free.

Do I keep 100% of my commission?

Individual partners sponsored directly by RaiderX, with no team or entity in between, keep 100% of their commission. Agents sponsored under a team, LLC, or PMC have a split set by their team leader or entity owner, who keeps at least 1% for antitrust reasons.

Is E&O insurance included?

Yes, for Individual and Team sponsorships — Teams operate as DBAs under the RaiderX LLC, so the company's E&O policy extends to them. LLC and PMC partners are separate legal entities and carry their own E&O policy. Property management activity specifically requires PMC sponsorship, since RaiderX's standard policy excludes property management.

Can an unlicensed person own an LLC sponsored by RaiderX?

Yes. An LLC or PMC can be sponsored even if its owner isn't a licensed Texas agent — the owner runs the business side (ownership, hiring, finance, operations, marketing that routes to licensed agents), while RaiderX's designated broker oversees compliance and the entity's licensed agents perform all brokerage work. The unlicensed owner can never perform or advertise licensed activity, or present as an agent, broker, REALTOR®, or the 'Owner.'

How long does switching brokers take?

After you apply for free at /apply, broker approval typically takes 3–5 business days. You then e-sign your onboarding documents, pay your first month of dues, and RaiderX moves your TREC sponsorship for you — most agents are fully onboarded in about a week.

Ready to Keep 100% of Your Commission?

Join Texas agents who've made the switch to RaiderX. Apply today and keep every dollar you earn.