Forms Guide

TREC Form 20-19: The One to Four Family Residential Contract (Resale)

A plain-English walkthrough of TREC's most-used residential contract — what it covers, how it relates to TXR 1601, and how licensed Texas agents keep it moving without paperwork headaches.

What Is TREC Form 20-19?

TREC 20-19, formally the One to Four Family Residential Contract (Resale), is the Texas Real Estate Commission's promulgated contract for buying and selling existing residential property — houses, duplexes, triplexes, and fourplexes that are already built and occupied or previously owned. It is the contract most Texas agents will use more than any other, and because TREC promulgates it, licensees cannot alter its substantive terms without risking an unauthorized practice of law issue.

The current revision is dated 2026-05-04. You can view the full current form at /resources/forms/trec-20-19. Texas REALTORS® also publishes a reprint of this exact contract as TXR 1601 (rev 2024-11-04, at /resources/forms/txr-1601) — but the TREC original is the promulgated, authoritative, current version. When the two appear to differ on revision date, always confirm you're working from the current TREC-promulgated text.

This form is specifically for resale residential property. TREC publishes separate promulgated contracts for other deal types: TREC 9-18 for vacant land (/resources/forms/trec-9-18), TREC 23-20 and TREC 24-20 for new construction that's incomplete or completed (/resources/forms/trec-23-20 and /resources/forms/trec-24-20), TREC 25-17 for farm and ranch property (/resources/forms/trec-25-17), and TREC 30-18 for resale condominiums (/resources/forms/trec-30-18). Using the wrong contract for the wrong property type is one of the most common — and most avoidable — mistakes newer agents make.

What's Inside the Contract

TREC 20-19 is organized into numbered paragraphs covering the parties and property description, sales price and financing terms, the option period and earnest money, title commitment and survey, the closing date, possession terms, and provisions for casualty loss and default. There's also a Special Provisions section for deal-specific language that doesn't fit elsewhere in the form.

Because it's a promulgated form, agents generally aren't permitted to draft new substantive contract language into it — that's the boundary between real estate practice and the unauthorized practice of law. Where a transaction needs terms beyond what the form and its standard addenda cover, that's the moment to loop in a real estate attorney rather than free-hand language into Special Provisions.

This guide is educational and doesn't substitute for legal advice on any specific transaction. If you or your client have questions about how a particular clause applies, TREC's own guidance and a licensed Texas real estate attorney are the right resources.

Addenda and Companion Forms Agents Commonly Pair With 20-19

TREC 20-19 rarely stands alone. Depending on financing, property condition, and negotiated terms, agents typically attach one or more TREC-promulgated addenda to fit the specific deal — always pulling the current, TREC-promulgated version rather than an outdated copy from an old file.

If your buyer or seller is instead dealing with vacant land, farm and ranch acreage, new construction, or a resale condo, remember the contract itself changes: TREC 9-18, TREC 25-17, TREC 23-20/24-20, and TREC 30-18 respectively are the correct promulgated starting points, not 20-19 with substitutions.

Filling Out and Signing TREC 20-19 Faster

Manually retyping buyer, seller, and property details into a PDF — then chasing signatures across email — is where a lot of transaction time disappears. RaiderX's EZDocs (currently in beta) lets sponsored agents fill current TREC and TXR forms in-app from a guided questionnaire, then send them out for e-signature directly from the platform. Every current TREC form, including 20-19, and a growing library of TXR forms are instant-fill, with no per-signature fee.

Once a form is signed, EZDocs files the completed, signed copy into the deal automatically — so you're not hunting through email threads or a separate e-sign tool to find the final executed contract when a title company or your broker asks for it.

Why Your Broker Relationship Shapes How You Handle Forms

Every transaction you close runs through your sponsoring broker's compliance oversight — which forms you're using, whether they're current, and how the file is documented. RaiderX sponsors licensed Texas agents statewide under a flat monthly fee instead of a commission split, so agents keep 100% of what they earn: Individual sponsorship is $99/month, Team is $119/month per agent with the leader choosing the internal split, and there's a small flat per-transaction fee on top.

Alongside sponsorship, RaiderX gives agents a modern CRM, AI-powered productivity tools, transaction and compliance management, dedicated broker support, and fast, paperwork-light onboarding — so the mechanics of handling forms like TREC 20-19 stay simple while you focus on the deal. Compare plans at /pricing or see how RaiderX stacks up at /compare.

Common Questions

What is TREC Form 20-19 used for?

TREC 20-19, the One to Four Family Residential Contract (Resale), is used for the sale of existing residential property with one to four units. It's the TREC-promulgated contract form and is the current version at /resources/forms/trec-20-19.

Is TXR 1601 the same as TREC 20-19?

TXR 1601 is Texas REALTORS®' reprint of the same contract, currently dated rev 2024-11-04 (/resources/forms/txr-1601). The TREC-promulgated original at /resources/forms/trec-20-19 is the current, authoritative version — always confirm you're working from the current TREC text.

Can I use TREC 20-19 for a condo, farm, or new construction sale?

No. TREC publishes separate promulgated contracts for those deal types: TREC 30-18 for resale condos, TREC 25-17 for farm and ranch property, and TREC 23-20 or TREC 24-20 for new construction depending on completion status. Using 20-19 for the wrong property type isn't correct practice.

Can I add my own legal language to the contract?

Because TREC 20-19 is a promulgated form, agents generally can't draft new substantive terms into it — doing so risks crossing into the unauthorized practice of law. Deal-specific needs beyond the standard form and addenda should go through a licensed real estate attorney.

How does RaiderX help agents manage forms like TREC 20-19?

RaiderX sponsors licensed Texas agents and includes EZDocs (beta), which lets you fill current TREC and TXR forms in-app, send them for e-signature, and have the signed copy filed into the deal automatically — with every current TREC form and a growing TXR library available as instant fill.

Do I need broker approval to use these forms in a transaction?

Your sponsoring broker oversees compliance for every transaction you close, including which forms are used and how files are documented. RaiderX includes transaction and compliance management plus dedicated broker support as part of every sponsorship plan.

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